Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
Re: Paying down CC much does it help?

it can be turned around once the new balances are updated with the CRAs.


if you have 5 CCs that are almost maxed out, it will affect your scores by quite a bit, even if overall util is low.

Also, I would be worrying more about FR from the lenders more than about the score, if I have 5 maxed out cards

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