New Member
Posts: 2
Registered: ‎05-18-2008
How will closing my 6yr old (only) inactive account affect my credit score?
[ Edited ]

I have an inactive credit card that was 60days late payment about 6yrs ago(Aug 2006) , its the only -ve on my a/c. I plan on getting myself preapproved for a Mortgage loan, so was speculating on closing this a/c .However my score is barely above 780 so worried if that will pull down my score. The credit card limit on that a/c is barely $500/- Just wanted to know by how many points will my points drop? Or do you suggest I just leave it as is.