Valued Contributor
Posts: 1,897
Registered: ‎01-23-2013
Re: Starting Credit

Another thought that might help you build credit in a short time. Is there anyone (sister, parents, even a friend) who could add you as an authorized user (AU) on one or more of their credit cards?


If someone adds you to a credit card that a) is well established/many years old, b) always has a low balance and c) is always paid on time, you usually inherit all the benefits of that account. It isn't even necessary for your to use or even possess the card.


If someone can do that for you, you get a jump start on building your credit. You'll probably still want to get a card or two of your own, but this will help you get started on that process.