Established Contributor
bettercreditguy1
Posts: 744
Registered: ‎02-11-2012
Re: How will closing my 6yr old (only) inactive account affect my credit score?

Most bankers will not worry or be concerned about a late payment with a six year bday. Ditto, to get rid of your longest positive trade could hurt you.

Starting scores 01/02/2012 EQ 707(Fico) TU 733(Fico) EXP 735 (FAKO)
Updated scores 06/01/2014 EQ 797(Fico) TU 768(Fico) EXP 769 (Fico), EQ 849 (Next Gen 5/27/14 Penfed)


Remember the Three P's: Pay early in Full, Pay on Time, Patience