Re: Accuracy of MyFico Scores?
04-15-2013 01:25 PM
I don't think this information is accurate. You say it is the same used by the lenders, but this is untrue. I monitor my credit through myFico.com and also through Equifax, Experien and TransUnion. On my 3-credit report from Equifax it shows that my FICO score with them is still a 580 though you show it as a 636. My Experien shows it as a 665 though on my 3-credit bureau report it says it is a 608
So what is the real score? How does someone actually 'monitor' their credit when they are given varying credit scores depending on where they look? I had disputed a lot of items in my credit report and when myFICO came back saying it raised my score by over 47 points I was thrilled. But then I went to Equifax and say they still have me as a 580 though you show me as a 636...
I just don't trust any of you