Established Contributor
Posts: 652
Registered: ‎11-20-2012
Re: Accuracy of MyFico Scores?

dyneemo wrote:

You have all been very helpful and I thank you. Still a really confusing situation and makes me wonder why we even use a credit score except that I know it keeps us all from plunging off the cliff and, I guess, helps us 'try' to stay in the center lane


From this point forward, though, I will be afraid to even look at my credit score...I'll keep checking through myFICO just to make sure I'm going in the right direction but other than none of it makes much sense or seems useable in anyway


Thank you all

Unless you're about to have a "credit event", like apping for a new card/loan/mortgage, what have you, getting too tied up in scores can drive a person up the wall. Much easier to just focus on your reports and what information you have there. Over time, if there are less negatives and more positives, you'll be on the right track.

Good luck, and I wish you the best.