New Member
spencerfamlyof5
Posts: 7
Registered: ‎04-17-2013
Score went down almost 50 points due to disputing comments on my credit report

 I am currently in the process of buying a home. Several months ago I had disputed some items on my report. Although the investigation was completed they added in the comment section of each account that it was disputed by the consumer. So I had called Equifax to have the comments removed and that was yesterday. Now today I noticed my score drop from 652 to 607. One of the accounts that the comment was on and needed to be removed was a car loan with a great pay history. I called Equifax and they told me that during the dispute process your accounts are like ghost accounts. Meaning that my score is being calculated as if the account never existed. So I was wondering if my score will go back up?