Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
Re: Score went down almost 50 points due to disputing comments on my credit report

Then the latter paragraph would apply. If you receive a SW alert for any score change, that alert doesn't necessarily mean that the change resulted in those 50 points lost; it only shows a net score change and it's very easy to incorrectly associate that X change equals Y point change. I'd definitely pull EQ from somewhere. Look for obvious changes like added accounts, missing accounts, updated accounts or baddies, etc. You mentioned that you disputed comments (plural). Make sure nothing deleted as removing old accounts can lead to significant score hits. Also look for any other changes like balance changes, etc.