Valued Contributor
Posts: 1,960
Registered: ‎11-17-2012
Re: hard pulls

CLANCY910 wrote:

Hello i was wondering when doing a hard pull obvisously it is goiing to lower your score. my question is how long does it take to get them points back?


Almost all the effects of a hard pull are remedied after 6 months, and the complete effect of it is gone by the year mark. However, hard inquiries will stay on your report for 2 years; just their effect on score will drop off after one year. All the best!

Capital One Quicksilver WMC $20k | JCPenney Platinum $10k | Shell Drive for Five $800 | Chase Freedom VS $9.8k | TD Bank Easy Rewards VS $5k | Chase Sapphire VS $10k | American Express Blue Sky $13.7k | Discover IT $15k | SavingStar American Express $14.8k | American Express BCE $11.3k | Macy's American Express $7.2k | Capital One BuyPower WEMC $7.5k

FICOS: EX 769 EQ 717 TU 767 VantageScore 3.0: EX 745 EQ 749 TU 753