Valued Member
Posts: 46
Registered: ‎04-16-2013
Re: AU to boost credit score?
I asked my mom to put me on her account as AU (account that was around 17/18 yrs old back when it was open.) she had since closed it and paid it off. Before she paid it off, I learned about how high balances can affect the score negatively,and asked her to take my name off because she was almost maxed out. anyway her account has remained on my report for quite some time and checking my fico I saw it said on the website that I have a 19 year credit history with an average of 4 yrs (4yrs is my true history length) . So it has actually helped me in the long run for exactly that porpose.
Trying to garden again: Myfico Experian: 621, Myfico Equifax : 613, MyFico transunion: 639
Goal : 780