Moderator Emeritus
Posts: 32,865
Registered: ‎08-04-2007
Re: Help understanding how settling on a credit card debt will change my Fico score.

Was this a charge-off CC? Or was it a current account?


Did paying this off help your CC utilization (meaning the limit was near or less than the balance) or did it hurt utilization (meaning the credit limit was very high)?