Established Member
hideous
Posts: 14
Registered: ‎03-25-2010
Fico Simulator and paying off student loan
[ Edited ]

I have a delinquent balance on a student loan.

 

I was always under the impression paying something off did nothing for your score.

 

However, the simulator says that if I pay off my student loan I will gain 30 to 70 points.

 

Is this realistic?