Established Contributor
Posts: 739
Registered: ‎06-30-2007
Re: How Will Paying Off CC vs. Installment Loans Affect Score?
since installment loans don't figure into revolving Util  moving CC debt  would free up util.
People say "Only apply for credit you NEED"

I say "apply for credit you have PRATICAL use of"

I don't have AMEX card because I don't want a card that suffers from PMS