Re: Credit Bureaus Score Models
05-07-2013 02:35 PM
Ok, I have a question I will post in two places to see who can help. I currently purchase the MyFico Quarterly Monitoring in an effort to improve my score and clean up my report. I have a MyFico score from Jan & April - stayed the same in fact. My credit union just sent a letter denying renewal of their Visa due to the baddies on the report - and the low score. The letter indicated I had an Equifax Score of 578 as of January 2013, but in fact my Trans Union Fico from MyFico is 615. Before I call to negotiate this cancellation, I want to know exactly where to get an Equifax Score that matches what they are looking at. When on the MyFico website, I do not see where I can purchase an Equifax Score - only the report. Though I do want a report so that I can see if the baddies are reported as being paid, which almost all should be paid by now, I also want to have a current score in my hand prior to calling.
Any suggestions will be greatly appreciated.
Starting Score: EX 573; EQ 489; TU 521 (Lender Pulled 7/12/11)Current Score: FICO TU 615 (4/3/13); FICO EQ 585 (5/12/13)Goal Score: 725
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