Established Contributor
myhearts07
Posts: 858
Registered: ‎06-26-2007
Is TU monitoring for all 3 bureaus and scores?
Or is there a different monitoring service that I should choose?
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
Re: Is TU monitoring for all 3 bureaus and scores?
[ Edited ]
Are you referring to the MyFICO ID Theft Deluxe product? If so, that is TU only.
 
 
 
 


Message Edited by Tuscani on 07-23-2007 12:23 PM
Established Contributor
myhearts07
Posts: 858
Registered: ‎06-26-2007
Re: Is TU monitoring for all 3 bureaus and scores?
I am not sure.  I want to monitor all 3 bureaus and get daily scores and reports with alerts.
Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
Re: Is TU monitoring for all 3 bureaus and scores?


myhearts07 wrote:
I am not sure.  I want to monitor all 3 bureaus and get daily scores and reports with alerts.


Now that you are a proud cardmember of  Amex, you can sign-up with creditsecure. Or you can
sign-up with TC (truecredit) as many have here. Both allow you to pull every 24 hours from all three CRAs. Just remember that the scores at both sites are FAKOs = meaningless. And disregard all the ridiculous comments on the score part of the reports
 
 
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Established Contributor
myhearts07
Posts: 858
Registered: ‎06-26-2007
Re: Is TU monitoring for all 3 bureaus and scores?
Crapola..  What's the point in having them then?
Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
Re: Is TU monitoring for all 3 bureaus and scores?


myhearts07 wrote:
Crapola..  What's the point in having them then?


CS and TC are inexpensive ways to monitor your reports, not scores. For about $12 dollars a month, you can pull 30 or 31 times a month. If you pulled all three of your reports daily at myfico, just think how much that would be.
 
I pull daily from CS and TC, if something major changes on any of my CRs, then I will come to this site my pull my report(s). For those in credit recovery/repair mode, these monitoring services will let know when the crud is removed (baddies, derogs), when new accounts, CLIs, inqs and etc. report, and it's also helpful in preventing identity theft.
 
Personally, I'm waiting for two new accounts to report, CITI Dividends and a Chase joint account with my DW.

Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Super Contributor
MidnightVoice
Posts: 8,161
Registered: ‎03-25-2007
Re: Is TU monitoring for all 3 bureaus and scores?


fused111 wrote:
 
For about $12 dollars a month, you can pull 30 or 31 times a month.



In February?  :smileyvery-happy:
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Senior Contributor
smallfry
Posts: 4,831
Registered: ‎04-20-2007
Re: Is TU monitoring for all 3 bureaus and scores?
For those of you who intend to pull daily credit reports be aware there is a danger of split files. After pulling for two months and watching all new accounts report I am most definitely stopping that practice. Search for split files over at CB if you think there is no danger pulling your reports daily. About the only safe pull is Experian.
Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
Re: Is TU monitoring for all 3 bureaus and scores?


smallfry wrote:
For those of you who intend to pull daily credit reports be aware there is a danger of split files. After pulling for two months and watching all new accounts report I am most definitely stopping that practice. Search for split files over at CB if you think there is no danger pulling your reports daily. About the only safe pull is Experian.

I have heard of EQ files splitting but it's extremely rare!
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1