Established Contributor
Posts: 596
Registered: ‎01-31-2008
When will big Util drop be noticed?

If you can drop your util from around 50% to under 5% in the same month, how long will it take for that to appear positive to a lender?  I know CCs update every month, but i'm not sure you need to have low util for multiple months in a row before any impact.  I would think not, but i'm not sure.  This is more a matter of curiousity than anything else.

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