Posts: 84
Registered: ‎09-12-2012
Major Derogs Question

I have a student loan that in 2010 reported every month as 120 days late for four months. If all the lates are on one account are they scored as one or counted as multiple lates? Am I dinged every month like it was a new late posting?

Starting 8/12 EQ- 522, TU 542. Current 5/14 EQ-664 TU-686 EX-unk
Goal to keep building up my credit.