Super Contributor
Posts: 9,674
Registered: ‎01-28-2010
Re: Wifes Score Raising Faster Than Mine. Why?

Just to clarify, FICO scoring does not consider either your income or your DTI. Neither of those factors are included in FICO scoring.

Your available credit vs credit limits ( utilization ) is considered, but not income.
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX