Re: Wifes Score Raising Faster Than Mine. Why?
05-26-2013 07:54 AM
Just to clarify, FICO scoring does not consider either your income or your DTI. Neither of those factors are included in FICO scoring.
Your available credit vs credit limits ( utilization ) is considered, but not income.
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX