Epic Contributor
Posts: 22,406
Registered: ‎01-17-2008
Re: Advice on improving my score.

Your score may go up a little but you really need revolving.


I would use one of the cards you have and let it report a 9% or less balance and the other 0.  As far as FICO, yes, they are scored the same way.


Did you have to close the accounts to get the loan?