Member
Crer007
Posts: 14
Registered: ‎09-19-2013
Credit Score DROPPED 15 Points!!! And I don't know why! Help

I started getting old names and addresses deleted on my reports in Mid-late Sep. I also disputed one late and a morgage account saying closed and zero balance when in fact it was not. EX score started at 655 when up on 9/19 to 669 no alert on this day. Then It went up again on 9/24 to 685 with a credit card balance change alert, balance with down. Then on 9/27 it dropped to 670 with an account change alert showing whats below. Why would this drop my score 15 points??!! When I pull my actual EX report the balance still says $0 balance. That and the Comments is all I see that is different in scorewatch. Will the Newly reported comments cause my score to drop? I'm confused. Please help! Thanks in advance.

 

Account opened: 12/2005
Description: Account transferred or sold
Real estate mortgage
Conventional mortgage
 Previously reportedNewly reported
Balance:$0 
Past due:$0$0
Status:Pays account as agreedPays account as agreed
Last activity:7/1/20137/1/2013
Description:Consumer disputes - reinvestigation in process
Account transferred or sold
Real estate mortgage
Conventional mortgage