Epic Contributor
Posts: 22,398
Registered: ‎01-17-2008
Re: Credit Score DROPPED 15 Points!!! And I don't know why! Help

You are saying the mortgage should not be closed with a 0 balance?  It says it was sold and if that is the case that is how it is supposed to report.


When you dispute OC accounts certain aspects of the TL are removed from scoring.  Your score can go up or down.  When the dispute is resolved, your score will either go back to predispute, if no other changes occured on your credit report,  or up or down, depending on an update, change or deletion.