Regular Contributor
Posts: 200
Registered: ‎09-21-2013
Re: Advice on improving my score.

I applied for a Discover card in college and never activated it. The account still appeared on my CR as an open account for 3 or 4 years before they closed it for inactivity. I NEVER activated or used the account. So...don't assume that not activating the account means that it won't appear on your CR.