Valued Contributor
AndySoCal
Posts: 1,895
Registered: ‎04-07-2009
Re: Yet another Fico vs. Fako
[ Edited ]

My question to you would be what is your purpose fror having a credit monitering service? I use a credit monitering service (which I pay for) which provides  FAKO score. I am fine with that. As a matter of a fact I do not even care what the score is no matter if it is FICO or FAKO.  The score is not why I have the service. The reason why I have the service is to make sure that the credit data being reported is accurate. If the data is accurate the score will be whatever it will be and the score will be correct..  Also, to checl for any fraudulaent or potentially fraud activity and resolve it ASAP. If you are buying the service just for the score I would rethink why you have the service.

Equifax My FICO score 815 5/28/2012, 818 on 7/28/2014 . Average of Accounts 12 years and no Installment accounts. MyFICO TU 810 6/26/2012 809 4/21/2013 MyFICO XPN -805. 2/26/2014 Discover TU FICO 813 App free since 9/2011