Frequent Contributor
Posts: 261
Registered: ‎07-02-2013
Util under 9% when applying

I know you achieve the best FICO score when you report a balance on all but one CC and let that balance be under 9%. My question is, is there a big difference from say 9% balance reported to a 1% balance reported?

 

I plan on applying for a CC soon and don't want to pay to go below 9% if it is not worth it.