Valued Contributor
Posts: 1,993
Registered: ‎04-07-2009
Re: Credit Line Increase always good for credit?

availible credit % = 100 - credit utilization. The score factor has more to do the low availible credit percentage cause by higher credit utilization.  It is not treferring to your credit limits. Lower your creidt utilization and the message shouldgo away. Here is a link to FICO score factors


Equifax My FICO score 815 5/28/2012, 818 on 7/28/2014 . Average of Accounts 12 years and no Installment accounts. MyFICO TU 810 6/26/2012 809 4/21/2013 MyFICO XPN -805. 2/26/2014 Discover TU FICO 813 App free since 9/2011