Frequent Contributor
Posts: 334
Registered: ‎04-21-2012
Re: Credit Line Increase always good for credit?

You're right.  A CLI will have little impact positively on your score.  You have a pretty decent score that should give you lowest interest rates for future credit seeking.  I honestly don't see a downside though.  Being conservative in your outlook is usually a good thing and doing all the little things right, even increasing your CL is just good gardening.


Starting Score: 676 Feb 2008; Current Score: 791 EQ; 824 CA, Dec. 2014; TU 814, Oct. 2014; Goal Score: 800 by end of year Oldest Account reported by EQ: 12 years; EQ AAoA: 5.8 years; EQ Credit Utilization: 2.3%