Getting A Free Score When You Apply For A Mortgage?
10-23-2013 08:59 PM
I've seen numerous blogs post about getting a free FICO when you appy for a mortgage.
Apparently this happens regardless of adverse action being taken against you, so it doesn't come under FACTA. Just wondering what legislation it does come under (most blog say it's due to legislation put into affect around 10 years ago, so it can't be the FCRA either). What score do mortgage lenders need to provide you with? Just the scoring models they are planning on using on your application?