New Member
Posts: 2
Registered: ‎01-26-2013
Too big of a scoring Gap

  Hello.  My score on this site shows me at 695. Good right ? No!! My  credit union did a pull today for a credit card and denied me. My Equifax score is 639. I only needed a 650 to qualify.  There is to big of a gap between reality (639 EQ) and fantasy (695 myFICO) for me to justify paying this monthly fee. I thank you all for the great info and inspiration, but I think I going to cancel .