Valued Contributor
Posts: 1,145
Registered: ‎04-13-2013
Re: Where on my fico cr's can I see the utilization percent?

Your actual report from the CB isn't going to have a section where it states your UTL - you'll have to figure it out yourself. But that's really not hard to do - just add up your total available CL on your revolving accounts and your total reporting balances. OTOH, reports from Credit Karma, Credit Sesame or ScoreWatch from myFico will tell you the UTL.


Your score will take a temporary hit for the inq's and the new TLs - but like I said, it's temporary. How long the ding will last depends on the thickness of the file. Here, it sounds like you have a very thin file. Garden for the next 6-12 months and you should be fine. 

Gardening since 7/16/14
Current: EQ 711 7/13/14; EX 724 TU 721 6/19/14
Goal: 760+