Moderator Emeritus
llecs
Posts: 32,880
Registered: ‎08-04-2007
Re: Where on my fico cr's can I see the utilization percent?

Macdoll30 wrote:
Also if my Utl was at zero on all 3 reports (because I had no credit )and now just applied for and approved for 3 cc's will this hurt or help my score?

You FICO report (TU or EQ, but not EX) will show your utilization if it is a positive or negative scoring factor (see pgs 2 or 3), but it will not show if it isn't a factor. Otherwise you'll have to caluclate it on your own.