Established Contributor
Credit-hoarder
Posts: 546
Registered: ‎08-30-2013
Utilization Question
[ Edited ]

My USAA CC has starting reporting on EQ either today or yesterday. Subsequently my score went from 697 to 691 via myFico Scorewatch. But I'm not worried about that b/c my total credit reporting should also have gone from $7500 to $18500--bringing my UTIL from around 6% to around 2% (approx $375 in balances reporting currently) and myFico score should rebound fairly quick if I can keep my total reporting balance right around $400. Is this a correct assumption to make based on this scenario?.