Frequent Contributor
Posts: 371
Registered: ‎09-17-2012
Re: Is Myfico an auto or home score?

There are many different version FICOs: 49 in total.

There are different model years: 98, NextGen, 04, and 08

There are different model types: Classic, Bankcard Enhanced, Auto Enhanced, Mortgage, Personal FInance, and Installment Loan

There are different reporting agencies: Equifax, Experian, and TransUnion.


If you got your Experian score from MyFico, then it is FICO 08 Classic score which is neither Auto Enhanced nor mortgage.

[10%+] Internet, Cable, Cell phone
[5%] Gas, Grocery, Amazon, Airline tickets, Drug Stores, Dept. Stores, Target, MyHabit
[3%] Restaurants
[2%] Everything Else