Moderator Emeritus
Posts: 16,378
Registered: ‎03-12-2007
Re: Calculating Average Account Age
[ Edited ]


Tuscani wrote:
As far as age is concerned... only open TLs count.. Util, payment history, ect. still count on closed TL, however.


I have to disagree with you on this one! I have an old, closed AU TL reporting on EQ and TU and they have done two things: significantly raised my credit length history and average-age of my accounts. EX does not report this TL so my credit length history and average-age of accounts is much shorter and my score seems to reflect this.
 


Message Edited by fused111 on 08-28-2007 08:53 AM
Credit Profile - FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 27 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: TU 1


Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring World Mastercard ~ Chase Freedom Signature Visa ~ CITI Dividend World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa