Valued Member
newjbw
Posts: 39
Registered: ‎03-13-2007
Non-reporting account payment
I was recently contacted by a collection company that I have dealt with before.   This conversation was in regards to a credit card account that no longer appears on any of my 3 credit reports.  I have, to my knowledge, never paid off this account.  I'm I still responsible for this account ?  Please Help!
Moderator Emeritus
Brammy
Posts: 5,436
Registered: ‎03-10-2007
If its lessthan 7 years from the date of delinquency, whi...
If its lessthan 7 years from the date of delinquency, which is when you were last supposed to pay on it, yes you can see it rear its ugly head again.  However contact by a collector is ruled by the statute of limitatiions in your state.