ing account payment
03-13-2007 02:41 PM
I was recently contacted by a collection company that I have dealt with before. This conversation was in regards to a credit card account that no longer appears on any of my 3 credit reports. I have, to my knowledge, never paid off this account. I'm I still responsible for this account ? Please Help!
If its lessthan 7 years from the date of delinquenc
03-13-2007 04:17 PM
If its lessthan 7 years from the date of delinquency, which is when you were last supposed to pay on it, yes you can see it rear its ugly head again. However contact by a collector is ruled by the statute of limitatiions in your state.