No I am not opening any new cards.  I don't have any problem paying what I have right now but since  can pay them off why not?

 

I was only asking because from what I gathered in reading this forum people said it was better to carry some balance than no balance.

 

If paying them all off and giving me zero balances across the board will impact my score in a more positive manner than keeping a small balance on each card with an ontime monthly payment than I'll pay them all off.