Moderator Emeritus
Brammy
Posts: 5,436
Registered: ‎03-10-2007
Lenders obtain FICO scoes based on their lending needs....
Lenders obtain FICO scoes based on their lending needs.  The score you see on the myfico sight is the mortgage lending model.  The credit card industry uses a slightly different model as do auto loans,  You will never be sure which model your lender is using.  Some use a model called the TransRisk model from TU which is supposed to predict the likelihood of you filing bankruptcy.