Valued Contributor
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Posts: 1,148
Registered: ‎04-23-2008
Re: Applying for ING Direct Electric Orange checking account - minimum score/requirements?
That's the thing, the over draft is not really credit and it comes with the checking account (its one of their brag points) which is why I don't understand if you have a savings account with them why they are even checking the credit. They didn't check mine and it comes with a $1000 overdraft. I can honestly say at that time, my credit scores were not the greatest EX 570 EQ 655 TU 605 so why would they grant me the account (without pulling anything) and not you? I am confused (not because of anything you have done, just based on everything)

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Take the FICO Fitness ChallengeStarting Score: TU:695 - EQ:719 - EX:630
Current Score: TU:712 - EQ:755 - EX:712
Goal Score: TU:800 - EQ:800 - EX:800