Re: Question: Identity theft or a big mistake?[ Edited ]
12-15-2008 06:29 AM - edited 12-15-2008 06:32 AM
It's highly unlikely the Police will write a report for Identity Theft based on what appears on your credit report.
Dispute the entries with the Credit Agency as "Not Yours". They will initiate an investigation and report back to you. If they investigative report comes back as verified, contact the creditor in writing and dispute as "Not Yours"
and request any and all information that they have to prove this information is actually yours.
That should be your starting point.
Should the information that was placed on your report was in fact caused by Identity Theft then you could request your local law enforcement agency to file a report.
Don't panic, if the information is not accurate the entry will be removed. Unfortunately, it may take a little time to correct.