Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
Re: Non Authorized Inq Letter

Cher wrote:
I am going to send this letter to a CA that is way out of SOL (1997 cc debt).  They hard pulled DH's CR 10/08.  I do not think this they have PP to do this.  What is stopping them from pulling our CR every couple of years after the SOL is past?

They have PP to pull hard or soft if they are trying to collect on a valid acct. But since the SOL has passed, there is nothing they can do legally to make you pay.

It wouldn't hurt to send the non-auth inq letter anyway. If they send you a notice DV them and they will go away.