Established Contributor
Posts: 618
Registered: ‎09-16-2008
Re: Non Authorized Inq Letter

Mike14 wrote:

I am about to send this letter to a CA that pulled my wife's Experian report because at the time, they were collecting for the OC, but I immediately had the OC pull the accounts back from collections, and I want to verify that they did not have PP.  They pulled her credit, then called, and never mentioned they did the pull, and they will not be able to validate (The DV letter will go out very soon, too).


Also, the letter states that they have one day to remove the inquiry.  What is the next step if they do not comply?  Thanks! 




I don't think the company is going to remove the inq.  What do I do next if they don't, file a claim in small claims court?

Wife's FICO Scores, 7/10/09: TU:??? EQ:634 EX: ???
Wife's FICO Scores, 2/13/09: TU:??? EQ:604 EX: 630
Wife's FICO Scores, 2/05/09: TU:??? EQ:592 EX: 630
My FICO Scores, 6/19/09: TU:757 EQ:744 EX:758 (all from MB; EQ Agrees)
My FICO Scores, 3/29/09: TU:755 EQ:746 EX: ???
My FICO Scores, 2/05/09: TU:??? EQ:730 EX: 720