Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
Re: EX Fico Score - Where Can I Get It Now?

molly73 wrote:

why can't they offer the real EX FICO scores on sites that they own....that is what gets me!!


Because they developed their own score. EX had to pay to access FICO's formula. Since they created their own, they wouldn't have to pay anymore for consumer self-access and they can generate extra money by selling their scores to us via sites like freecreditreport.com, CCT, CreditExpert, and so on.

 

Even if FICO gave away the formula (stupid thing to do), they still wouldn't pass it along to us because they'd lose out on that revenue from the PLUS score.