Valued Member
Namtac
Posts: 31
Registered: ‎05-30-2007
Re: GW Example Letters

‎06-20-2007 07:15 PM

Who do I send a GW letter to at AMEX (for example)?

Thanks for all of your good advice!
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Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
Re: GW Example Letters

‎06-21-2007 06:35 AM

Send it to the address on your report (FYI... MyFICO reports do not include addresses).
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Regular Contributor
Neblett
Posts: 217
Registered: ‎04-17-2007
Re: GW Example Letters

‎06-21-2007 07:04 AM

Tuscani,
 
I used one of your GW letter examples in a FAX to HFC back in April, and lo and behold, today it reported on my FICO ScoreWatch that they honored it and took all the derogatory reporting comments off the account!  It took longer than I expected - almost 2 months - but it happened! 
 
I think a few more of these need to go out tout de suite!
 
BTW - didn't raise my score, but it did eliminate a negative tradeline.
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Regular Contributor
Neblett
Posts: 217
Registered: ‎04-17-2007
Re: GW Example Letters

‎06-21-2007 07:08 AM

I do think the HFC GW action may increase my TransUnion score when it reports to them, however, since TU has reported the worst part of the account's derogatory history.
 
Will let you all know!
(30,105 Views)
 
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
Re: GW Example Letters

‎06-21-2007 11:40 AM


Neblett wrote:
Tuscani,
 
I used one of your GW letter examples in a FAX to HFC back in April, and lo and behold, today it reported on my FICO ScoreWatch that they honored it and took all the derogatory reporting comments off the account!  It took longer than I expected - almost 2 months - but it happened! 
 
I think a few more of these need to go out tout de suite!
 
BTW - didn't raise my score, but it did eliminate a negative tradeline.

Congrats! The important thing is that it's gone. :smileyhappy:
(30,086 Views)
 
Frequent Contributor
jenkins
Posts: 278
Registered: ‎04-29-2007
Re: GW Example Letters

‎06-21-2007 12:46 PM

i really need to do this, when i left for the military i was unable to pay a few of my bills and they were reported 90 days late due to me being in basic training.
Starting Score: 643
Current Score: 657
Goal Score: 700

Take the FICO Fitness Challenge
(30,060 Views)
 
Established Member
Vi1976
Posts: 14
Registered: ‎03-21-2007
Re: GW Example Letters

‎06-24-2007 11:20 AM

Tuscani!
 
You Strike Again!  I had no clue as to what to say in the letter to my mortgage company about a few late payments and your GW letters help me a great deal.
 
 
THANK YOU!:smileyhappy:
(30,005 Views)
 
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
Re: GW Example Letters

‎06-25-2007 05:48 AM


Vi1976 wrote:
Tuscani!
 
You Strike Again!  I had no clue as to what to say in the letter to my mortgage company about a few late payments and your GW letters help me a great deal.
 
 
THANK YOU!:smileyhappy:

My pleasure!
(29,984 Views)
 
New Contributor
serenity72
Posts: 124
Registered: ‎06-28-2007
Re: GW Example Letters

‎06-29-2007 03:29 PM

Is it possible to get foreclosures and reposessions deleted with goodwill letters?
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Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
Re: GW Example Letters

‎06-29-2007 08:48 PM


serenity72 wrote:
Is it possible to get foreclosures and reposessions deleted with goodwill letters?
You bet!
(29,866 Views)