Senior Contributor
Posts: 4,635
Registered: ‎03-11-2007
Re: GW Example Letters
DW got a GW delete from AMEX. After paying off her defaulted AMEX Gold, she got an Oasis Optima offer. Applied and issued, then she got AMEX Green and Delta. This GW was to get rid of the defaulted AMEX that went to collection.

I am writing to see whether American Express would consider a goodwill deletion and delete this account from my credit bureau reports.

American Express has been extremely generous to me by extending me credit after I paid this account off in full. The very favorable terms on my American Express Delta Skypoints card allowed me to move some high interest debt on credit cards with an APR of over 23 percent to my Delta card with a very low 9 percent APR. It is truly appreciated, particularly as my husband and I are searching for our first home.