Re: GW Example Letters

wendy125 · ‎08-06-2007

OK. Is there a way to find out when the last lates were? There is only a little blurb on my CR and that only has 60 days late.

HappyDays · ‎06-18-2007

on my report TU it was typed in max delinq 30 day 6/2002 also by EX

wendy125 · ‎08-06-2007

My CR has some dates but there is at least one account that has to many that I can't see them all. Any way to find out or does it even matter? Is it suggested that a person only write GWs to a company if there were only a couple of lates or should we use the attitude of, "What can it hurt?" Or can it; hurt us, I mean?

Noah_Bodie · ‎03-11-2007

More samples.

http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&thread.id=7786

Newbie Guide - Never be late - Friendly CCCs - CC Tactics
Credit Monitoring - Fax Disputes to the CRAs - Abusive Phone Calls
SOL v. CRTP - DV - I've DVed, now what? - GW - MOV - Recon
Being sued? - Medical bills/collections - Magic Eight Ball

smlala · ‎09-04-2007

I have a goodwill letter I would like to write to a student loan lender. The servicer is ACS Campus Products and Services, but from what I can tell the actual lender is my University. Do I address the letter to the University or ACS?

bengerman · ‎09-15-2007

what department would i send these to for a credit card company? or will it get there either way?

Tuscani · ‎03-29-2007

bengerman wrote:
what department would i send these to for a credit card company? or will it get there either way?

ATTN: Credit Dept

Noah_Bodie · ‎03-11-2007

smlala wrote:
I have a goodwill letter I would like to write to a student loan lender. The servicer is ACS Campus Products and Services, but from what I can tell the actual lender is my University. Do I address the letter to the University or ACS?

I'd start with the name and address showing on your CRs.

Newbie Guide - Never be late - Friendly CCCs - CC Tactics
Credit Monitoring - Fax Disputes to the CRAs - Abusive Phone Calls
SOL v. CRTP - DV - I've DVed, now what? - GW - MOV - Recon
Being sued? - Medical bills/collections - Magic Eight Ball

onlyupfromhere · ‎09-26-2007

I have several medical bills I became delinquent on and they were handed over to other agencies. More than half are now paid. I have a balance of $1305 spread out among creditors. For those which are paid and those I will soon pay off, would GW letters work? Has anyone had luck with collection agencies?

SmartCookie · ‎07-01-2007

onlyupfromhere wrote:
I have several medical bills I became delinquent on and they were handed over to other agencies. More than half are now paid. I have a balance of $1305 spread out among creditors. For those which are paid and those I will soon pay off, would GW letters work? Has anyone had luck with collection agencies?

read this thread, specifically posts by rizeninme. http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&message.id=45154

EQ 787 EX 781 TU 737 11/17/07 *** I am not an attorney. If I was, I might not clip coupons. If you want legal advice, consult an attorney. If you want my personal opinion, feel free to consider my posts***