Established Member
Posts: 10
Registered: ‎03-08-2008
Re: GW Example Letters
Has anyone tried sending a GW letter to a lender for student loans? I was 30 days late with a payment last fall from when my father was going through some major health issues. I had the ability to pay, but I lost track of it amidst everything else. The fun part is, since I haven't consolidated them, it counted as 4 individual 30-day lates even though I pay them with one check to the same place. Other than that one month, everything's been paid above the minimum and on time.

For comparison, my EQ score (which does have the student loans and the late payments) is 674 while my TV score which doesn't have the accounts at all is 773. Pretty big difference and I'm sure most of it is due to the accounts on one report and not the other.

Is this worth giving a shot for a GW?
5/3/08 EQ: 674 TU: 773 EX: 763
4/19/08 EQ: 633
3/16/08 EQ: 660