Regular Contributor
LindaLu
Posts: 191
Registered: ‎06-13-2008
How accurate is CreditKarma?

I just started using credit karma and I was wondering how accurate it is.  Everything matched up on it with the report card it shows but it actually showed my utilization and available credit alot less than it really is..like 30 to 40% less.  Would there be any reason why?  I know it pulls transunion.  I checked transunion and all my balances are up to date.  But I recently applied for a credit card that I thought was denied because I haven't heard anything yet and wondered if maybe it was approved and brought down the utilization.  Just wanted to know if anyone was familiary with how accurate creditkarma is.

thanks