Re: How maxed out cards affect your FICO
04-16-2007 08:32 AM
I'm looking forward to being able to post the same results soon. BTW it wasn't so much living beyond means most of the subprime cards already come to you with a high util due to all the setup fees maintenance fees, etc I just opened them for the purpose of boosting my score at the time not thinking about util and that I could only afford to pay the minimum and now I realize that paying more each month and keeping util low is part of the rules of the FICO game. I hope to one day become a master of this FICO game. Do you know any other things I can do to boost the score other than sit and wait at this point? Have you ever tried to goodwill anything?