Moderator Emeritus
Posts: 273
Registered: ‎04-13-2007
Re: How maxed out cards affect your FICO
I'm looking forward to being able to post the same results soon. BTW it wasn't so much living beyond means most of the subprime cards already come to you with a high util due to all the setup fees maintenance fees, etc I just opened them for the purpose of boosting my score at the time not thinking about util and that I could only afford to pay the minimum and now I realize that paying more each month and keeping util low is part of the rules of the FICO game. I hope to one day become a  master of this FICO game. Do you know any other things I can do to boost the score other than sit and wait at this point? Have you ever tried to goodwill anything?