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Posts: 60
Registered: ‎03-15-2007
Barry probably can't tell you this (because he works for...
[ Edited ]
Barry probably can't tell you this (because he works for FICO and it wouldn't look good), but I can because I have absolutely no relationship with them. See my post about Advantage.  There are a lot of scores out there - the new one being "VantageScore."  Stick with a FICO based score.
 
No lenders I know of use the other non-FICO scores (but I am told Beacon and others are FICO based) - so they are almost worthless (unless you just like to pat yourself on the back for paying your bills - which is certainly okay - and besides you can get over a 900 with Vantage which feels kinda good too Smiley Wink ). 
 
You should always check your credit with all three bureaus for fraudulent accounts - but if you are looking for your "score" I personally would stick with myfico or Equifax (until Equifax goes to Vantage - then ditch them too).  So far, no creditors I know of use any score other than FICO based scores.  


Message Edited by DionLawOffice on 03-15-2007 05:57 PM

Message Edited by DionLawOffice on 03-15-2007 05:58 PM