Barry probably can't tell you this (because he works for...[ Edited ]
03-15-2007 05:51 PM - edited 03-15-2007 05:58 PM
Barry probably can't tell you this (because he works for FICO and it wouldn't look good), but I can because I have absolutely no relationship with them. See my post about Advantage. There are a lot of scores out there - the new one being "VantageScore." Stick with a FICO based score.
No lenders I know of use the other non-FICO scores (but I am told Beacon and others are FICO based) - so they are almost worthless (unless you just like to pat yourself on the back for paying your bills - which is certainly okay - and besides you can get over a 900 with Vantage which feels kinda good too ).
You should always check your credit with all three bureaus for fraudulent accounts - but if you are looking for your "score" I personally would stick with myfico or Equifax (until Equifax goes to Vantage - then ditch them too). So far, no creditors I know of use any score other than FICO based scores.
Message Edited by DionLawOffice on 03-15-2007 05:57 PM
Message Edited by DionLawOffice on 03-15-2007 05:58 PM