Regular Contributor
Posts: 240
Registered: ‎09-08-2007
Re: Credit Monitoring Service (CMS) Guide

Another thought to keep in mind is that if you are unemployed you can get a free report. Does anyone know if you do this, do they report it anywhere, like in the employer section? For that reason it makes me hesitant to request it.


Second question: I have CCT right now, and recently got it reduced to 18.95. It looks like USAA does the same for a lesser price. Is that correct? Is there any other advantage to having USAA, or should I just ask CCT to give me a competitive price to stay?

4/25/11 FICO: EQ 761....EX 770.....TU 744
3/6/2011 FICO: EQ 710... EX 718... TU 710
09/09 FICO: EQ: 525