Re: Can I See My Credit Report Free Of Charge?

PrimeSeeker · ‎01-14-2010

If you can't afford to get your FICO, you can get a FREE estimate at the following location:

http://www.myfico.com/ficocreditscoreestimator/?AID=10436269&PID=2336164

It technically can be used to estimate your FICO with any of the CAs, because you manually enter your TL highlights. I use it to estimate my Experian, since I can no longer get it directly.

llecs wrote:
Unfortunately, the scores aren't free. The only place where you can pull EQ and TU scores (w/ reports) together is via this website. Unfortunately, EX no longer allows consumers to pull their own FICO score.

Once in a very blue moon, FICO promotions run out there for a free score only for EQ. You'll here about it on here when that happens.

Starting Score: 517
Current Score: 612
Goal Score: 715

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Equifax FICO History
02/19/2010 612
02/04/2010 596
02/02/2010 587
01/30/2010 578
01/22/2010 545
12/07/2009 517

We all pay for our mistakes in the past, even if they where accidents or pure ignorance...

joestay · ‎01-08-2010

So, I order an EX report for free in June of last year and this year, I order it again for free in April. That's less than 12 months. Is this okay or will they charge me or something?

Jazzzy · ‎07-29-2009

joestay wrote:
So, I order an EX report for free in June of last year and this year, I order it again for free in April. That's less than 12 months. Is this okay or will they charge me or something?

Was this through www.annualcreditreport.com?

Did they ask you for a credit card number?

joestay · ‎01-08-2010

yeah, it was through annualcreditreport.com. They didn't ask for my credit card.

joestay · ‎01-08-2010

what will happen if I request my credit report again from annualcreditreport.com? Will they offer an option to pay?

Jazzzy · ‎07-29-2009

joestay wrote:
what will happen if I request my credit report again from annualcreditreport.com? Will they offer an option to pay?

I haven't tried, but I assume you'll get a notice that you can't get another free one yet...and I'm sure they will give you an option to pay. Remember that you get a free one from each of the three credit bureaus.

joestay · ‎01-08-2010

I tried to get the free one from TU but was never able to actually get it due to verification problems online. If I can't get it online, can I tried again within 12 month and still get it for free?

Jazzzy · ‎07-29-2009

I would call TU and find out what the problem is with getting it. I hate to see anybody give up a free report.

You can get a free copy of your Experian report from Quizzle every 6 months. I get my free reports and then ignore the rest of what they try to sell me.

joestay · ‎01-08-2010

The problem is that they can't come up with enough questions to verify my identity base on info in my credit report.

happy0510 · ‎03-07-2008

Just paid EX $8 to file a dispute!! Arghhh

Starting Score: 615
Current Score: 691
Goal Score: 750

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